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	Tim Bradford Loan Consultant VM/Cell (216) 324-8113 FAX 440-884-5034
		MB.803389.000 LO.007173.000

Ohio Grant Programs

OHFA MCC
Tax Credit
Calculator

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Ohio Rural Home
Loan Information

Current OHFA
First Time Buyers
Program

Attention - First Time Buyers

Current OHFA Information
(Effective 11/10/11 12:01 AM)

3.750% 30 Year Fixed Rate **
3.500% for "Ohio Hero's"*** or Two Down Payment Assistance Options
***Active Military Personnel or Military Veterans - Firefighters or Emergency Medial Technicians-Paramedics
Healthcare workers - Police Officers - Teachers
(Call for additional Requirements)

Also Call me regarding OHFA Current Mortgage Credit Certificate Program

Cuyahoga, Lorain, Medina, Geauga and Lake Counties

NONTARGET AREAS

TARGET AREAS

Income Limits
1 or 2 person family: $62,800
3 or more person family: $75,360

Income Limits
1 or 2 person family: $72,220
3 or more person family: $87,920

Sales Price Limits
New Construction or Existing
New Limit: $272,279

Sales Price Limits
New Construction or Existing
New Limit: $332,785

Down Payment Assistance Is Available.

Estimate your payment using $4.53 Per $1,000 Borrowed
*

** APR Based upon purchase price of $150,000.00 3.88% APR is based upon a VA purchase for a qualified veteran that is receiving VA Disability and 100% financing. 4.37% is based upon a 95.00% LTV Conventional Loan with 0.56% PMI Factor. Some loans require different monthly PMI Factors and upfront premiums that will result in higher APR's

The Ohio Housing Finance Agency is an Equal Opportunity Housing entity. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry.
**FHA, VA Loan Limits may apply. We are a participating lender with the Ohio Housing Finance Agency

	Tim Bradford Loan Consultant VM/Cell (216) 324-8113 FAX 440-884-5034
		MB.803389.000 LO.007173.000
Tim Bradford -- OHIO MB.803389/LO.007173 ---- NMLS CO.142066/LO.250013

Affiliated WebSites

Ohio Home Loans     All about Ohio HECM Reverse Mortgages     Rent Vs Own in Ohio
Ohio First Time Buyer Programs Grants      Cleveland and Northern Ohio Realtors
Ohio Buyers and Sellers Resources   Information - Ohio 203K Loan

Ohio Home Loans All about Ohio HECM Reverse Mortgages Rent Vs Own in Ohio Ohio First Time Buyer Programs Grants Cleveland and Northern Ohio Realtors Ohio Buyers and Sellers Resources Information - Ohio 203K Loan

Ohio Home Loans All about Ohio HECM Reverse Mortgages Rent Vs Own in Ohio
Ohio First Time Buyer Programs Grants Cleveland and Northern Ohio Realtors
Ohio Buyers and Sellers Resources Information - Ohio 203K Loan