Tim Bradford 
Loan Consultant 
VM/Cell (216) 324-8113 
FAX 440-884-5034 

MB.803389.000
LO.007173.000

Attention - First Time Buyers

Current OHFA Information                

New Rate (Effective 01/25/2010)
Current OHFA Information
4.750% 30 Year Fixed Rate **
4.500% for "Ohio Hero's"*** or Two Down Payment Assistance Options
***Active Military Personnel or Military Veterans - Firefighters or Emergency Medial Technicians-Paramedics
Healthcare workers - Police Officers - Teachers
(Call for additional Requirements)

Also Call me regarding OHFA Current Mortgage Credit Certificate Program
 
Cuyahoga, Lorain, Medina, Geauga and Lake Counties

Down Payment Assistance Is Available.

Estimate your payment using $5.22 Per 1,000 Borrowed
*

** APR Based upon purchase price of $150,000.00  4.89% APR is based upon a VA purchase for a qualified veteran that is receiving VA Disability and 100% financing.  5.33% is based upon a 95.00% LTV Conventional Loan with 0.56% PMI Factor.  Some loans require  different monthly PMI Factors and upfront premiums that will result in higher APR's

The Ohio Housing Finance Agency is an Equal Opportunity Housing entity. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry. **FHA, VA Loan Limits may apply. We are a participating lender with the Ohio Housing Finance Agency

Tim Bradford 
Loan Consultant 
VM/Cell (216) 324-8113 
FAX 440-884-5034 

MB.803389.000
LO.007173.000

Tim Bradford -- OHIO MB.803389/LO.007173 ---- NMLS CO.142066/LO.250013 Pending